New Delhi, August 2025 –One startup is pushing the limits of fintech innovation as India speeds up its digital payments revolution. Manesh Rathi, an entrepreneur, founded ScanPe with the goal of utilising palm vein patterns, one of the most distinctive human identifiers, to make transactions genuinely contactless, secure, and device-free.

A New Wave in Payments

ScanPe is revolutionising how people pay in metros, retail, and other places. It was founded on the notion that payments should be as simple as a hand gesture. The company is creating a highly secure and frictionless payment ecosystem by fusing deep-tech fintech solutions, biometrics, and artificial intelligence.

“Cash, cards, or even a phone shouldn’t be required for payments. With an MBA in Business Management and experience in online marketing, operations, and product management, founder Manesh Rathi says, “At ScanPe, we’re bringing the future closer — where your hand is your wallet.”

Products & Services

ScanPe’s innovation lies in its palm vein payment system, but the platform extends far beyond a single solution. Its offerings include:

• Palm Vein Based Payments: Pay securely with just a scan of your palm — no cards, no cash, no phones.
  
• Wallet & Metro Payments: An integrated wallet for instant top-ups and seamless, tap-free metro entry and exit.
  
• Merchant Solutions: Secure, frictionless acceptance for businesses with lower MDR (Merchant Discount Rate).
  
• Future Services: AI-driven credit scoring to power data-driven merchant loans and personalized financial services.
  

Why Palm Vein Technology?

Palm vein patterns are among the most secure biometric identifiers available because they are internal and practically impossible to duplicate, unlike fingerprints or facial recognition. In addition to providing consumers and merchants with unmatched ease of use, this guarantees improved fraud protection.

With India’s fintech adoption at an all-time high, ScanPe is uniquely positioned to become a pioneer in biometric payments. The startup is currently piloting its solutions in urban metros and retail environments, with plans to expand into nationwide merchant ecosystems and financial services.

By blending cutting-edge technology with a human-first design, ScanPe is shaping the next chapter of digital payments — one where convenience, security, and innovation converge.

Website: Scanpe.netlify.app